The CP53 is a processing delay notice. The IRS tried to issue your refund but encountered a problem. This is usually a technical issue, not a problem with your return or your eligibility for the refund. Common causes include a direct deposit rejection (wrong bank account number, closed account), a system processing error, or a temporary hold related to identity verification.
CP53 Variants
The CP53A means the delay is continuing beyond the initial timeframe. The CP53B indicates additional review is needed. The CP53C suggests a system-related delay. All variants mean the same basic thing: your refund is delayed for technical rather than substantive reasons.
What to Do
Usually nothing. The IRS is working on resolving the issue. The notice typically provides a timeframe (60 to 90 days) within which the refund should be resolved. If the delay is due to a direct deposit rejection, the IRS will mail a paper check to the address on your return.
If you haven't received your refund within the stated timeframe, call the number on the notice. Have the CP53 letter handy and ask for a status update. If the delay continues beyond 120 days, consider contacting the Taxpayer Advocate Service for assistance.
Interest on Delayed Refunds
The IRS pays interest on refunds delayed beyond 45 days from the filing deadline (or the date you filed, whichever is later). The interest rate is the federal short-term rate plus 3%. So while the delay is frustrating, you're earning a reasonable return on the held funds.
If your refund has been delayed for an extended period, call us at (813) 229-7100.